BRRRR in Atlanta, Georgia

Local Snapshot — Atlanta, Georgia

Atlanta provides premier BRRRR opportunities with Fortune 500 headquarters, tech sector growth, and diverse rental demand. The metro benefits from corporate relocations, young professional influx, and strong infrastructure investment. Higher entry costs are offset by rental premiums and appreciation potential in established neighborhoods.

Last updated: 2024-09-24

Sources: Tax• Vacancy• DOM

Local BRRRR Notes

• Inventory & comps: Verify comparable sales supporting your ARV; track days on market and supply trends.
• Rent checks: Confirm realistic rent using multiple sources; underwrite concessions and lease‑up time.
• Permit timelines: Speak with local building departments for scope‑specific requirements.
• Contractor bench: Line up multiple bids and references; enforce clear milestone payments.
• Exit & DSCR: Size loan proceeds under conservative DSCR and rate scenarios.

Talk to a financing specialist to structure your deal.

Financing Benchmarks

• Target DSCR ≥ 1.25–1.35x given Georgia's stable economic growth and rental markets.
• Purchase LTV typically 75–85% for qualified investors in primary markets.
• Refi LTV commonly 70–80% subject to updated appraisal and market conditions.
• Seasoning requirements 6–12 months; established investor relationships may qualify for shorter periods.
• Carry 10–15% rehab contingency due to skilled labor demand and material cost fluctuations.
• Maintain 8–12 months reserves; Georgia markets show good resilience to economic cycles.
• Property management costs typically 8-10% of gross rents in major metros.